Credit information, consolidation and credit market performance: Bank-level evidence from developing countries
Paying particular attention to the degree of banking market concentration in developing countries, this paper examines the effect of credit information sharing on bank lending. Using bank-level data from African countries over the period 2004 to 2009 and a dynamic two-step system generalised method of moments (GMM) estimation, it is found that credit information sharing increases bank lending. The degree of banking market concentration moderates the effect of credit information sharing on bank lending. The results are robust to controlling for possible interactions between credit information sharing and governance.
The file attached to this record is the author's final peer reviewed version. The Publisher's final version can be found by following the DOI link.
Citation : Fosu, S. (2014) Credit information, consolidation and credit market performance: Bank-level evidence from developing countries. International Review of Financial Analysis, 32, pp.23-36.
ISSN : 1057-5219
Research Institute : Finance and Banking Research Group (FiBRe)
Peer Reviewed : Yes